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FAQ

Frequently Asked Questions

How much money will I receive back?

Roughly about 9% of your gross salary, $8k per year at most.

How long does it take until I get my refund?

Based on our experience from hundreds of cases it usually takes between 6 and 9 months until you receive the refund.

What does it cost to claim back the pension payments?

The check for eligibility is free of charge for you. We only charge a success fee out of the refund that you receive. We take a 14,8% success fee out of the refund.

Why is the Pension Redemption service more successful than if I try myself?

We are working together with a team of lawyers and experts that have dealt with hundreds of cases regarding the pension refund. Working with the German pension fund is our daily job and we know the quickest ways of getting and maximising the refund.

Why have I never heard of this?

Because it is not relevant for most people. But it is very important, because for many Citizens the rule applies, that if you have worked less than 5 years in Germany and leave, you will lose all your pension contributions. Most people do not know that you can claim back your pension payments when you have worked in Germany for less than 5 years.

How do I know if I am eligible for this?

Usually you can claim back your pension payments when you are a Non-European citizen, have not worked for more than 5 years in Germany and have now relocated to outside of the EU.

Which documents do I need to start the process?

For applying for the pension refund, we only need your German social security number. Alternatively, if you cannot provide this number, we can also accept a copy of your passport or ID to start the process.

Is there anything specific we should prepare or be aware of before submitting the form?

No. Once you submit the form, we will prepare our service contracts and the Power of Attorney for you to sign. There are no costs involved at this stage. Only at the end of the process you will only be charged with 14,8% of the amount successfully refunded (we-win-you-win)!‍

You mentioned a 3-6 month timeline. Are there any factors that could potentially extend this period?

Our service depends on the work of German bureaucracy, why 3-6 months is an estimate based on our experience. Sometimes, the German Pension Funds works faster than this, however it is unusual that the process takes longer. Please note that we also depend on our client´s cooperation regarding the provision of requested documents.

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Why do we have partner law firm? Could you provide more details on the role of your partner law firm in this process?

At Pension Redemption, we specialize in helping individuals recover their contributions from the German Pension Fund. We work in partnership with Berlin Sports Law, a distinguished law firm that helps specifically soccer players to get back their pension. The law firm will be your legal representative in front of the German authorities, and Pension Redemption will be responsible for the executing procedure, e.g. client communication.

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Besides the German Social Security Number (Versicherungsnummer), are there any additional documents needed to expedite the process?

We will need passport and a de-registration certificate from the German municipality (if available, if not, we will request it for you free of charge)

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Check your possible pension refund today!

Start your refund application

Pension Redemption GmbH
Motzstraße 89
10779 Berlin

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